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2025 Suvs Under 40k. The best midsize suv under $40,000 is the honda pilot based on our analysis of 12 million vehicles to assess their reliability, resale value and safety. When you decide to go out with your family on long distance with some needy stuff then. This is a list of the best suvs for $40k on sale in the usa for 2025: Thinking of buying a new suv?